It is usually up to the seller and the buyer to try and clear up any liens at or prior to settlement.

Settlement lawyers I have come across use agent to buy, I will not go to any state that I am unlicensed in and buy without an  agent.

Thats about a year of my net cashflowanyway i have a few questions to ask him.. i see a $3750  charge for points which him and i never spoke about... let me know if i have something i can negotiate or should i find a different mortage lenderPURCHASE PRICE: $250,000LOAN AMOUNT: $187,500INTEREST RATE: 7.990%APR: *8.370%TERM (MOS):360PAYMENT :**$1,895.50CASH TO CLOSE: $75,447.42250K PRICE 2 UNIT HOME INVESTMENTDOWN PMT/EQUITY: $62,500.00 LOAN TO VALUE: 75.000%APR COSTS: $2,819.67NON-APR COSTS: $2,647.75POINTS: $3,750.00UFMIP/FF/GF/SP: $0.00PREPAIDS: $3,730.00CONTRIBUTIONS: $0.00EARNEST MONEY :$0.00CASH TO CLOSE: $75,447.42FEE DETAILHazard Insurance Reserves: $250 Hazard Insurance Premium: $1,500 Taxes Reserves: $1,980 Application Fee: $1,280 Points: $0 Appraisal Fee: $675 Credit Report: $37 Flood Certification Fee: $8 Tax Service Fee: $68 Title-Courier/Exp Mail Fee: $80 Closing Protection Letter: $75Electronic Document Delivery: $25 Title Endorsement: $100 Title Examination: $100 Title-Lender Title Insurance: $843.75 Title-Settlement/Closing Fee: $625 Recording Fees: $470 Buyer's Attorney: $1 Title - NJ Tideland: $20 Title - NJ Upper Court: $13 Title - Notary Fee: $25 Title - Notice of Settlement: $40 Title - Recording Service: $10 Title - Search : $13 Title - Tax Search: $35 Title - Transaction Management: $35Title Abstract : $175 Title Bankruptcies: $13 Title Municipal Search: $55 Title Wire Transfer: $30

Again, the seller refused (although I'm not sure if this would've been resolved legally at settlement regardless). (3) The cell tower was additionally paying a portion of real estate taxes which we were unable to confirm how much they were responsible for and if they had held up their end in recent years. (4) Cell tower had the right to purchase the lot for $1 at anytime during the lease and the right for an additional 2,500 SF of ground space.In the end we backed out at the end of the due diligence period in order to recoup our earnest money.

Then you have other fees like settlement fees, notary, etc that might be like 200 bucks total.Your most expensive expenses are your transfer tax and commissions.In Phila that transfer tax is 4.28%

My settlement statement has "Housemax Funding LLC" as the lender on both closing statements, however, they told me that they sold the loan to a REIT (NY Trust).  2.

Co-insurance requires you to insure to a certain percentage of replacement value in order to not incur a penalty in a claims settlement.

More effectively monetizing each of your transactions is not only smart but may be a necessity in the post-NAR Settlement era.

Don't quote me on this but I remember reading that in the case where a tenant sues you and the lawsuit results in a settlement or judgment against you, your insurance might cover these costs, but only up to the limit of your policy.

My response to opt-in letter:Attn: David HughesZOOMERALGENIE INVESTMENTS NVDavid Hughes,I will reiterate that I am open to a settlement involving a complete refund of the moneys.