Heritage, American Integrity, Tower Hill, UPC (United Property & Casualty).Not sure if they are all taking new customers, but could check.Randy

I believe most of the upper income earners are more and more going to be living in large, fast improving, growing cities with a bright future, not the American Midwest.

Hopefully, indoor air quality will ultimately be where we, as a society, put our resources going forward.

I used American Way Plumbing, Heating And AC.Al was a decent guy and did most of the work himself.

I use First American Title and they are pretty big.Good Investing...

New Public Schools.To replace the aging ones.Cafeteria space is already there, bathrooms already there.Easily patrolled (because many American Schools need a police presence).Gates can be slammed down over entrances to help with the needed lock downs.Lots of parking, and probably a lot of room for growth.Plus they are pretty inside.J Crew could be 7th grade, and JC Penny could be 10th grade, etc...Tear up part of the blacktop and put in a Football and etc...field(s).And kids like to go to malls!

I also worked with Matt Adkins at American National Bank, who was great at giving me advice and answering questions.

-latin americans are as loyal of a group as you can find.  

Things are getting bad for potential buyers and sellers and its not just the interest rate.All Electric:  According to the Center for American progress (June 14, 2022) Regulators efforts to promote climate risk mgt. by banks are starting to take place.

The result of this specific scenario was extreme, millions of Americans lost their jobs and the housing market ultimately collapsed, sending the economy into a spiral.