It’s hard for us to craft a solution, without finding the borrower’s pain, but this is usually an affordability issue, where we rely on borrower buy-in to set up an acceptable win-win solution for all parties involved.

James,I feel your pain!

It has been obtaining a phone number which has been the biggest pain.

It would give you a steady stream of funds that you could make your own choices with.Having those building all spread out like that sounds like a pain.

You will be in a room with people with self directed IRA's looking for a place to put their money.When seeking money identify the pain.

If you are careful about the properties you acquire and are very conservative about estimating the repair/maintenance costs when you do your analysis you should do just fine.All those financial metrics that you mentioned should be considered, but really it comes down to: Can I afford this property (usually that = get financing) and will it make me plenty of money over time without being a big pain in the butt?

What's his 'pain point?'

I feel your pain, there isn't a whole lot of options out in Irvine for cash flowing properties.

Luckily I own the place free and clear, so the bills aren't to painful while it's vacant.

Never again.Short sale are a long pain in the rear.