Estimate what the yearly costs will be.3. 

It all comes down to how you can structure the capital and the overall cost for it.

Is my partner liable to pay for those costs?

Please feel free to reach out!

Only difference is no fees or closing costs if they approve the assignment.

I can do 80% cash out with no seasoning period. feel free to reach out ! 

Renters:A-Class: Ideally 90% or more homeowners.B-Class: 50% homeowners and 50% renters.C-Class: Predominantly renters.Land Value:In A-Class areas, land should be worth rebuilding and upgrading.In B-Class areas, rebuild as-is if the property were destroyed.In C-Class areas, it might be better to sell the land if it’s not cost-effective to rebuild.Crime Rates:Use resources like Trulia.com to gauge crime levels.

If you don't get clear direction, then it might be a sign to offload it, especially since it's free and clear and your ROE trend is non existent right now.  

if so - are you wanting to borrow just  enough to pay off the loan and cover refi costs  or  are you wanting to pull out more funds over and above the loan balance ? 

In my free time, I like to work out, run, watch sports, and hangout with my family.