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You won't be able to make a purchase with a hard money loan, you may want to seek private money.

We think that this is because we are pretty good renters, we always pay our rent on time and I sometimes fix little things around the house that need repair.Around the time we started that 2 years ago,  we had an off-hand conversation with the owners where they told us that they might be willing to sell us this house as we have never before owned a home.Two years later, I've discovered BiggerPockets and I think that buying this house might be a good way to start in REI.

Hello, As a newbie what percentage should I expect to a private lender?

That conversation made me hop on here to see others thoughts, your comment confirmed exactly what I thought / felt. 

@Matt Gilroy I think the best way to get resolution is a face to face (or telephone) conversation most people are easier to deal with and more understanding if you speak to them.

(Flippling, Wholesale, Buy and hold, Syndications, Private Lending, etc)Good luck!

Hi All,My name is Kristen Graham and I currently reside in Dallas, Tx working as a private equity fund accountant.

I am considering a hard money loan to acquire it and then finding a private money loan to hold it and pay it off.

I'm struggling to find someone with 1031 experience or even getting the opportunity to have a conversation.