They said we needed to file an extension, would not be charged, so we did.

No charges filed.

As far as Rocklin goes, do you know the price per sq foot that one can charge for rent out there?

And these lenders are not of the new micro-lending variety, like Kiva.org, these are local hard money lenders in India that are providing these loans to the farmers there.And if you’re complaining about the interest rates charged on private and hard money loans in the U.S., you are really going to fall out of your chair when you hear the interest rates charged by these private money lenders in India. 5-10% monthly!!

China and India are gobbling up alot of construction materials, pushing prices up and with low unemployment, contractors are charging higher rates. 

That's great Richard.Instead of wanting everyone to give you something you have shown the perseverance and discipline to make it happen for yourself.Everyone wants success but just a few will work for it to make it become a reality.Make sure you have no debts that cost you money every month charging high interest and instead bank roll and keep growing your money.

Written policies or procedures are also good for employees that you may have working for you and in charge of marketing your properties.

And maybe getting to know the people in charge at banks or getting to know the owner of an FSBO you're looking to get helps too.

If it's a big job (e.g. inside the walls), some people will charge you, and depending upon where the bees are, reconstruction may be needed.My wife and I answered a swarm call once where a huge hive was found inside the walls of a church.

The bank that wrote those loans was taken over by the FDIC just days before my closing, and even spending five minutes researching a $200k loss is evidently too much effort for the government, because no one has been charged.