Assuming you have a lot of equity, doing a cash-out refi can enable you to buy more properties, and assuming the new properties cash flow, yes, it could be beneficial.

I do personally think that when vacationers stop traveling as much like in the times we're having now with Covid and other market downturns then it's beneficial to be either on the beach, have an ocean view, or be located very close to it. 

Her choice.

There are so many more groups out there but the ones previously stated by myself and those above will be the most beneficial for you. 

Seller financing makes a much better choice.

They're extremely beneficial when used properly.

Glad to hear you're making major progress and getting closer to getting it rented out with tenants of your choice. 

Definitely considering moving if it’s more beneficial for our strategy to house hack.

With my price range that's another reason I am exploring all over MA as well, not only Worcester to Boston, until i build more equity (Of course I feel Worcester has a lot of potential though, so getting properties here for a good price would be beneficial).

A private money lender seems like the best choice, however, have any of you gotten a loan without previous real estate deals?