If interest rates get up into high single digits or higher (they were 15% for conventional owner occupied loans when I graduated from college) I think we will see a lot of loans being called if the lender has any reasonable basis at all.

Most people here expect double digit CoC returns for their time in real estate so that is one viable option.

You might consider "accidentally" typing a wrong digit or two in your phone number to avoid the calls.

Over the past year, prices rose by double digits in a few dozen cities, many of them clustered in areas that were hit hard and where homes are still relatively cheap.

Can you use a digital signature medium such as Zipforms or DotLoop?

The have experienced appreciation that in many markets have barely kept up with inflation versus the double digit annual RE appreciation experienced in San Francisco.Good luck

Welcome Larry I used to live in Delaware County so I am very familiar I definitely know BP can be useful I would also recommend joining DIG it's a local REI club.

After 40 years & an early retirement my marina of 'land Yachts' are free & clear & generate significant double digit 'passive' income, without the sleepless nights questioning the decision to entrust my wealth to the hype of a manipulated commission based equities market. 

When investors start talking about returns in the double digits, as opposed to simply double or triple the return in a risk free investment then, naturally, the risk is elevating.  

They reprogrammed the digital clock to the stove and then it started acting up.