I am about to pull the trigger on a condo in Pasadena, CA and upon digging into the financials of the HOA discovered that they are funded at about 30% of what the third party HOA analysis firm would consider a full reserve.

Hello All,Short version: Does any one have a recommendation for a portfolio lender / private lender in SC?

Banks can't get out of their own way in order to close faster than 30 days.This is quite true, but what is somewhat ironic and comical is that the bank as seller will find an offer with a short closing time to be a stronger offer than the offer with a longer closing time; then once under agreement the settlement will get extended as needed by bank asking for amendment to the agreement via an addendum.

And to be fair, I did start marketing only a month ago, so their might be a little 'shiny object' thing going on, but I'm just trying to be a careful and effective short and long term planner.

I live on the border of Murrieta and Menifee (Mapleton) but the entry price points and short term cash flow are keeping me looking out of state for my first deal but I am very interested in what locals are doing for their first deals.

THEN when I was selling it  4 months later, we discovered that they did not pay all the taxes.

If your timeline is 1-2 years then money market or CD will be your best vehicle to park your money.You don't want to risk your principal in anything riskier with a short timeline.

I was thinking of buying a property In Waco Texas (the market Is cheap but  should be growing very shortly)  the problem is i need to move out in 3 months so if I'm going to do this I need to get the ball moving soon.  

This was offered as a short term promotion by a lender that I had other loans with and have done loans since.  

I discovered one of my former tenants died recently and I had thought of sending a card to the survivor but opted not to given the time that had passed.