Whether that be helping with rehab, direct mail, searching for properties, etc.

Did you know that you can use that and/or a Self Directed IRA to invest DIRECTLY in real estate?

A Heloc payment is usually 1.5% of outstanding balance due monthly I'm not sure how much exchanging one revolving debt for another with similar debt service is really going to help DTI. is this what a lender directly told you or is this what you are assuming?

Ask them what they are doing and how theyare doing it.I do some direct marketing and I always am networking with newer and more advanced investors.

They have me paying them directly instead of the old landlord now. 

Podcast and books I read really confirmed that this was the right direction to move toward How did you find this deal and how did you negotiate it?

I got a local guy in DC that can point you in the right direction.

Not so much if you're representing a landlord or tenant unless at their direction. 

So what I decided was seeing that I know RE is the direction I really want to go I stopped my TSP and decided to pay off my car loan and a personal loan faster and cut down the interest I pay overtime..

I started by putting out ads, bandit signs, car decals, direct mail, etc.