That's the situation we were in and a simple solution to eliminate the race to the bottom AND the problem of adverse selection is to pass a law preventing insurance companies from denying someone based on a prre-existing condition.Insurance companies are actually quite happy with the rule that does not allow them to deny patients based on pre-existing conditions because it increases their revenues and profits.

If scraping is being done, you are to spray the areas with water prior to scraping to prevent dust buildup

He called the listing agent, mentioned I was putting an offer in, told them about the leak, and informed them I was shutting it down to prevent any further damage.

It is entirely reasonable to expect oil extractors to pay for technology to keep their work clean but I do not think it is appropriate to prevent extraction altogether.I also do not think it is a good investment to keep oil under the ground in the hope that we can extract it later when its value is higher.

Does the non-disclosure prevent you from accomplishing your duties?

You need to rid yourself of this tenant, and haven't been effective in just doing the things you could have done to first, prevent him from getting in, and second, to get him out.

I didn't include this info initially because I felt it unnecessary.

nope, not a joke.everyone here has taken the stance that i haven't paid rent because i'm holding back or trying to rip someone off. i actually agree that the situation is long overdue and i'm totally down to pay rent. i have a bank account that i've dedicated and make monthly deposits to so that i have everything covered. i do feel it's not good business the relationship i have with landlord and BOTH of us have obviously let this go on too long. i was naive to post this in a landlord's forum :-) but i wanted to be considerate and understand things from his perspective also. believe me i understand now. thing is, you all have painted me out to be the scum of the earth and in so many words implied that i'm both an idiot, dishonest and a vindictive for not squaring things away. i'm sorry that you are upset that there are no late fees in place and that our rent agreement is a verbal one. my landlord hasn't been kicking and screaming for me to pay up--we both are kind of embarrassed for putting this off for so long. so you can skewer me and make me out to be the devil all you want; go ahead and get your rocks off if it turns you on. but as a tenant, at least i'm upfront with everything; i have all the money to pay and no intentions of taking advantage of anything. the situation i'm in with my landlord is pretty extreme and not ordinary. we have fallen WAY behind on the accounting but are now finally taking the steps to resolve the situation. talks about eviction are silly since it's never even been brought up between us. paying $100K in late fees is ludicrous since this isn't part of our agreement. you're wasting your time with "real world" examples of what you would do if some darn guy didn't pay you for so long... for all the people making crude comments about me, calling me a liar and a joke--it's unnecessary and ill informed. i'm not a demon tenant refusing to pay rent. i've never held my landlord hostage by holding back payment. what none of you can understand is the simple reality of the situation--both landlord and tenant fell far behind on finances; tenant has all funds and intention to pay which is a lot more than can be said for any of you with tenants that have purposefully screwed you overit's obvious how you all feel regarding asking for some $$ off rent for the last couple months--I get it and I've taken note. hey guys, this is an internet forum, it's easy for you to say smart *** remarks about me without much repercussions. so if it makes you feel better to bash on me and take out all your tenant frustrations on me then by all means go ahead. i don't owe you anything, and if i did i'd pay you in full

The HOA now has gone and said that in order to install the satellite dish we need to submit for approval(which from reading the fcc thing is in violation) and that no satellite dishes will be installed on the roofs or siding to prevent water intrusion.

It seems that there is more and more talk about how any future housing bubble will be prevented.