Needs a few repairs, but definitely inhabitable) with a small 6 unit in the back. 

Recently bought a conforming duplex in San Francisco that is tenant occupied with two tenants in each unit. 

I am exploring options for purchasing a multi-unit property with a SFH (2b, 1ba, with a detached garage) and 2 ADU units (1- 2b/1ba and 1- 1b/1ba) in Los Angeles.

Most multi-families are a few duplexes or a quadplex on a lot, but we do have an 18+ unit quadplex property.

@Emiline Lyell - Do you have pictures of the unit beforehand to show the condition?

In early 2022 I was working with a lender/broker that was offering 10% down on investment properties of 1-4 units, more recently some examples include 15-20% down on investment properties and 10% down on a Jumbo exception second home purchase. - Investor incentives.

This criteria is for 1-4 and 5-8 unit programs.

I have a pre-approval through First United Bank for mortgage no less than $40,000, and for anything under $40,000 I work with Oklahoma Credit Union.

Both units are rented with long term renters and they bring in $2450 a month.

What I've learned in the end is that these home inspectors are not skilled in communication and they treat a small issue equally with a crack in the foundation or faulty electric panel.