How did you finance this deal?

It's nothing against you, but right before every single real estate market downturn, I've found that investors start to say two things: 1) real estate will never go down and the market is strong, & 2) I'll lend at 100% or even more or as a borrower, I need 100% financing.

At my investor meetups the new buzz word seems to be "Creative Financing"... subject to deals, seller financing, etc.  

You're being encouraged to finance people's earnest money deposits.

Most do not realize the moment they get financing the mortgage/deed of trust is recorded and you cannot sign it "anonymous" or if you use power of attorney, you need to record the power of attorney and you cannot sign that "anonymous".I am curious, why do people want to remain anonymous?

There are some "lenders" out there who "do" incredibly high leverage or 100% financing, but be wary of these as they often try to renegotiate terms before closing/run out of capital/go bankrupt.

It's easy to furnish a MTR with little to no cash out of pocket if you can qualify for zero percent financing credit cards.

Sometimes, when I have credit pulled, it displays some DSCR loans but not others (credit bureaus are a black box), however, the mortgage payments are just reported to the credit bureaus to account for late payments (which plays into conventional financing eligibility), but they do not play into a borrower's personal debt-to-income ratio when qualifying for conventional loans.

Once you purchase the duplex as a primary residence with VA financing, THAT will be the home that you will be exempt from.

If you are refinancing into a long term 30 year fixed DSCR loan, lenders will require a minimum credit of 620 to be eligible to obtain financing.