Are you saying that the "countless" blooming small businesses that provide, what, sanitation services and sewing cloth masks, are supporting the 40+ million people who have lost their jobs?

We drive old cars, I dont buy new clothes on the reg etc -- things have slowly started to get better and I anticipate them to over time but really the material stuff doesnt matter -- if our business is a success and pays off later no one will know the sacrifices we made to get there -- you must be willing to do that and turn your life upside down to get what you want. 

I have always used guys in a colloquial sense to be inclusive of women and 'others'. 

There are women where I train that I wouldn't want to mess with.

Beyond buying food, clothing, and basic shelter, and maybe paying to correct health issues, all other spending is "discretionary", so it really doesn't make any difference if your hobby is playing golf or paying down your mortgage. 

Housing, food (no tax on food and if you go across the border to PA, there's no tax on clothing), taxes, etc.

Now you have all races and women.

I'm a business owner in men's tailored clothing.

What that meant is all tax dollars went to social causes serving everyone and no tax dollars went to luxury causes serving the few - like building a castle or fine clothing or building weapons and armies that could be used against the very people paying the taxes to make them pay even more taxes.

You can make minor adjustments based on the type of appliances (dishwasher, clothes washer and dryer, air conditioning, etc.) and the size of the rental.