Some board members believe we should send all of these claims to insurance.

I have found a property that I believe is a good deal in Atlanta, Georgia in College Park.

He would still have to process the payment and pay their fee (Which is pretty high I believe 3%) but might be easier to collect on time that way

Part is my fault believing and trusting people. 

Oil tank is properly decommissioned.

I believe it is a common theme that when a lender advertises 9-12%, 9% is for the highest qualified applicants and 12% is for the people who are just above the minimums to lend on (i.e. beginners with low credit).Usually, the lenders that go down below 10% are national hard-money lenders and will not allow the borrower to put less than 10% of the total cost into the property.

First Financial Bank is very investor friendly and I believe they will be able to to do everything you need with the exception of having locations outside the Cincinnati market. 

I made the mistake of buying a personal residence last year, which I believe is delaying my ability to get into real estate investing as quickly as I would like to.

I believe that violates the Fair Housing Act "familial status" category - and you DO NOT want to get crosswise with the Feds.

Honestly, there are the only tenants with problems, and I don't really believe them, on top of it they don't even pay their rent on time.