I am charged the most when I am down in the current model.  I

My general impression is this model is not right for you and that is all right.  

I just had a BP member ask me prior to this post about "hacking their options" so I was in bank mode!  

That being said, I will accept anything if I am in collections mode.  

Little snowballs now will make avalanches later.

I still remember when people were screaming we're going to have hyper-inflation due to the massive printing of USD in 2009. 5 years later, we have lower interest rates compared to then.With the stock market in correction mode in the recent weeks, Janet Yellen has already back-peddled on her QE forecast.

Just now, tenants are starting to move, and it feels like an avalanche. 

Typically if you close at the end of the month, you have about a month before your first payment is due, and maybe you have time to wrap up your lease if you are currently leasing.I have a client now who did get the 30 day lease back and they're still in panic mode after living there for 30-40 years. 

However, recent analysis of nationwide Airbnb rental data that my team did shows that overall the Airbnb market is already in a recovery mode.

@Larry Burr I would love to see the Atlas model is you are willing to share.