A great resource for you, including a pre-written manual that is customizable, is Jeffrey Taylor. 

This is a pre foreclosure?

The home had some structural issues and we got a pre-bid from a contractor and factored it into the numbers.

If there is no property to UW, how can you expect a lender to issue a pre-approval without first doing their preliminary UW on the property?

I have a family with a pre-crawling infant right now, I've discussed covers, I have a pile of them in the basement that I removed as I renovated.

Also how to wholesale a pre foreclosure property?

I'm outside of Denver and I know a lot of people go up to the mountains in the summer also but just not sure if the whole ski season can hold an investment through the non-ski season. 

No down payment no Closing cost  and 2% APR

Skiing?

(It would most likely need to be a flip/wholesale since I am not "bankable" for a mortgage yet)Not so short term (5-8 months): Some time towards the end of summer moving into a SMF (Preferably a 4-plex) when my current lease ends and credit score/time with job should be good enough to be bankable and do a BRRRR/Live in flip/House hack.Long term (3-5 years): BRRRR my way from SFH and SMF into large multi family.Very long term(5-15 years): Continue growing a scalable business in RE (still havent figured out exactly what direction that will be in) or Grant Cardone 2.0 in syndications (Sky's the limit right?)