Seeking advise purchasing first multifamily property in Chicago

[John Jeffrey]

Hello I'm a military veteran in Chicago very interested in purchasing a multifamily property and being a owner occupant. I am a first time home buyer and I'm also VA Home Loan qualified.

With the VA Loan its 0% down up to the loan limit in my area. My question is I was thinking about saving this benefit for my second property and using either a conventional or fha loan for my first property once I learn the business is this a good idea or should I just use the VA loan to get the best property I can?

And FYI my annual income is $84,000, dti is 17%, and credit score 735.