If you were going to be be living in the house, the FHA does offer a program called 203K renovation and repair loan... but it's not for investment properties. 

FHA isn't a “first-time homebuyer” program.

So my questions are: 1_ what are the best areas to buy SFH in Houston that will give me a better ROI after I'm done.2_ is there a first time home buyer program in Texas and if so what are the best local lenders in Houston. 3_ after I Refinance the first property and rent it, will I be able to get another loan to buy a second property and renovate it?

What programs can I still qualify for and any ideas to get the best outcome when trying to buy.

I have finally broken down and hired a VA and purchased some CRM software programs to help me.

Hi Raquel - We have a direct hard money program for commercial multifamily.   

Specifically, how will the supply of money outstrip the demand, when we have record high unemployment and a pretty active mortgage forbearance program? 

Although they have been a lifesaver for me they probably are not what I would use today, however because they are not consumer oriented you have a LOT of control all the way up to locking out the thermostat completely to only follow your programming.

What programs have you used for online rent collection?

Don't sign up for some expensive training program, but do find that grey hair mentor in your town.