The use of online classes has been increasing every year and are projected to continue to increase.

I'm not sure what the issue is on this.

Your insurance is going to be highly variable and I wouldn't use what an agent or the seller tells you as the cost of dwelling policies have increased substantially over the past few years due to rising new construction costs. 

What banks do you guys recommend that I can use in the US?

This question is most likely best for a lawyer familiar with local regulations and code.

One tip: don't force yourself to stay in single-family, but sticking with what you know best for now is good.

This is JUST TO BE EVEN, with doing nothing. 

A tenant-occupied property, especially one that needs work, is always more difficult to sell (whether you use a realtor or now).

Does anyone have any experiences with this company to share with me? 

Whats the best way to structure this?