DF imposes regs intended for institutional lenders on seller financing.

Filing notice basically scares off lenders and buyers, but an option will not stop a buyer from buying under the option price and a private lender could encumber title, I say private because no institutional lender would likely get involved.

@Matt McConnellThank your for your service to our great nation!

Dobb-Frank in it's entirety deals with all types of things from capital demands on lending institutions to ratios on SWAPS, to Mortgage Licensure, to Finance guides.

Here's my favorite podcast because I am featured in it (hahaha)...but do listen to all the podcasts:http://www.biggerpockets.com/renewsblog/2014/04/10/bp-podcast-065-creative-investing-wendell-de-guzman/Also, you can learn a lot by following my weekly business update where I share with BP Nation what's going on with my real estate business.

I also have several years experience doing apartment maintenance/renovation for national property management companies so I've been steeped in the apartment leasing and tenent management world.

50 - 100 unit student housing apartmentsLocations : Whitewater, Marquette, UW-Milwaukee, MSOE, Waukesha Technical College, Madison Media Institute, UW-Parkside, University of Green Bay, and Milwaukee Area Technical college campuses.Over next 35 month-> Move about 53 newly built spec homes in Milwaukee county.Five star hotel having 98+ rooms very extremely near Florida Disney.Sports facility area housing local concerts,professional basketball, and etc

., the % of the bill paid by a person occupying a one bedroom unit will pay a smaller % of the overall bill as 4 persons occupying a two bedroom apartment.Here is an article for your review:http://www.multihousingnews.com/news/national/increasing-revenue-not-rents-with-utility-billing-systems/1004044409.htmlAlso, if you choose this type of plan, you will need to revise your lease agreement to explain that monies paid are first applied to the utility bill and the remainder is paid for rent.

Not uncommon in some of the institutional notes they market which were subject to being used as collateral for other financing.

I started a forum thread here where I share with BP Nation what's going on with my real estate business.