Now that I’m expanding my understanding in real estate, I want to obtain my realtor license within this year, and try flipping home’s on my own.

Can there be a better strategy to obtain my house hack within this year?

What is the best resource to obtain a contract for my seller?

@Robert Leitner given rental property appraisal with operating income statement t and 2016 which is standard for conventional mortgages are running 750 to 80 in your market I would say that you are paying less already.

Biggest challenge is the time it may take to obtain a satisfactory bid – and requests for multiple bids only increase this delay.Another challenge is agreeing on what maintenance issues should be addressed.It’s not as easy as everyone thinks to find dependable, yet affordable contractors.

Since COVID, this loan product from this bank is no longer available and the highest LTV they go to now is 60% for their 5 and 10 year term products.I would focus on trying to obtain longer (10+ year debt) and that will substantially minimize your risk.

I am now at the point where I feel like I need to take action whether that be networking, property analysis practice, obtaining a RE license, etc. 

It will be cumbersome and hard work in the beginning, however; having financial peace of mind while starting out will make your goals much more obtainable. 

Does using a stock investment backed portfolio line of credit affect the debt-to-income ratio for obtaining conventional Fannie Mae & Freddie Mac loans?

The best way for you to obtain that 1st property is to house hack.