I argued with a lender who said this and replied 'but lenders can choose not to do the loan after someone else commits!'

But that's okay, I'm not sure I'd argue the point with her as it doesn't sound like it's going to make any difference. 

We used to argue with people every year over rent increases- which are more or less necessary, as property taxes in my area increase around $100 per year.

Not going to argue back and forth on it, but you made your statement, and here is the rebuttal: for you to be correct, then every landlord who doesn't raise their rents every year WON'T remain in business.

Any thread arguing property management vs. self managing3.

Now you can argue with some of my assumptions, but if you're going to forecast a 30 year hold assumptions are a necessity.Now if you were able to purchase the house and rehab it for less than the $150k refinance amount it would be tough to pass this deal up.

You do this for psychological reasons, showing you are reasonable and starting to build your argument if it were to go to court you would argue that you couldn't know the previous condition but that has no bearing on them cleaning as expected on the way out.The main thing is to move on and create policies that will prevent this in the future. 

Lets say I own XYZ Properties LLC and I have a dba name of ABC Company which I use for all of my marketing. 

I would argue that if you're trying to get into wholesale deals, you could probably earn more working on your own and educating yourself if you're willing to do the same work.Best of luck in your decision!

My last few months have consisted of listening to the BP podcasts to and from school, as well as reading the books "ABC's of Real Estate Investing" and "Rich Dad, Poor Dad."