Closed End Second TD might do the trick.

Here is a little trick I know that Lenders hate but I'll share with you. 

You will need professional help in a commercial deal that will be successful or luck that would win a lottery.Multi family could be a good option for you in a college town as vacancies could be strong, but there are some tricks used, like getting the parents to guarantee the lease and cover any damages.Commercial properties, retail for example can produce great income but frankly the risks are greater as well compared to residential.

The third year I went to multiple platforms and really tricked out the house and started reading heavily about STRs. 

Yes, the ol' "killing it" trick.

The trick is that you have to raise the money, so if your terms are out of market, you won't get the investors. 

https://workspace.google.com/p...chris @ mycompany.com looks more professional than "@ gmail.com" personallyAlso note another trick, periods before the "@" are ignored in Gmail addresses sochris @ gmail.comch.ris @ gmail.comc.hris @ gmail.comWill all go to the same address account (first above)Useful for things like Zelle where you can only have 1 email associated to a single bank account. 

The trick is.

There are also tricks to optimization of purchase price to rent price ratios, like, minor value ad components or finding some of the city locations with city prices but suburban schools - and therefore statistically higher rents. 

That's not to say that they are over-valued, simply that I see a 15-30% 'too high' prices compared to where we are more consistently 'in the money' when evaluating opportunities.Again, I believe in the market we have here in Des Moines the Rental #3 and #4's really are not there anymore, there were lots of them as recently as 2-5 years ago although you still would need to know what you were looking for and have the skills, balls, and grit to execute.The #5's are there now but require some looking and obviously require a little more in terms of capital to get into them, as the trick in that price range and value of home is to find one that can be financed, or to have the cash to buy outright.That means for us we are evaluating other options in life - however we also have evaluated other markets, and the last one we looked at for a possible out of state arrangement was Chicago.