They assess when the HOA does not have the reserves to pay for it and then owners all share the cost.

The right (or wrong) deal has opportunity cost.

If you want to learn more or get an idea of what the terms might look like feel free to shoot me a message

You could actually do this on your own by going through your Secretary of State website that would save you alot of money and am sure the EIN if free on IRS site too 

Happy to share a referral link where we’ll both get a free month if you’re interested.

If for any reason, the Prospective Tenant(s) fail to complete all move-in requirements by the above listed date, the Landlord will return the property to public offering and the entire binder sum will be forfeited to the Landlord for expenses including, but not limited to, lost rent, holding costs, advertising costs, and marketing costs.

I did not see closing costs on your spreadsheet for either the initial purchase or the refi. 

Finally, **transparency and trust** are vital; a lender who is upfront about all costs and willing to work through challenges builds long-term relationships with investors.

You don't have enough money for the deposit so how  do you plan to obtain the necessary funds to cover the closing costs? 

Then I discovered RHAwa.org which for $110 a year you get access to their attorney created lease agreements along with several addendums (bed bugs, crime free addenda, smoke free addenda, notices).