Conversely, even if you only own 1 property, you're not likely to lose it if it's paid for in cash.For the other topic, there is natural diversification that happens in real estate that is not available in stocks.  

Like most of us, I stumbled into real estate investing by nature of life.

My hypothesis is a process like this occurs, (this is likely too simple though to be predictive):Population Growth (Natural) ---> GDP Growth ---> Job Creation ---> Domestic Migration ---> Increased Personal Income ---> High Property Prices (assuming constant supply)Macroeconomic Demand Factors (individually or in specific combination):Increasing populationPositive net migrationIncreasing GDPIncreasing total jobsIncreasing Personal Income/CapitaIncreasing average earnings/jobIndustry DiversityFavoured IndustriesMicroeconomic Demand Factors:SchoolsCrimeWalkabilityChanging demographics/area reputationetcI look forward to your comments.Regards,Jacob

My goals are long term in nature and when I have completed this phase of investing I would have a million plus dollar portfolio that will be throwing off an income stream that will cushion my retirement.  

hi thereI own two multi family's in Connecticut and they are both natural gas/hot water furnaces.  

While it is true and accurate that a "deposit" is by nature generally intended to be refundable, in the case where an agreement specifically indicates that a deposit in its entirety or a portion of a deposit is not refundable and it is agreed to by the parties as indicated by signature of the parties, then  as it relates to that portion so specified, or, the entirety of the deposit so indicated as non-refundable, it is not a refundable deposit.  

Lastly, they are naturally asking for the mortgage company's information, loan number, etc.

I've seen some deals only work out because the listing agent was representing both sides - it made it naturally sweeter for them.

The nature of IRR is to analyse the periodic cash flow.  

We don't have expensive tastes heck I might just travel the country in an RV and help during natural disasters.