So, I'm looking for a bank specializes in small businesses and that has three main features: - Great online/mobile platform that has all of the latest features: wire/transfer funds, auto-pay, invoicing, no or limited fees, links with Quick Books, categorizing transactions, etc. - Offers competitive-rate/feature lines of credit and/or credit cards to Real Estate investment and management companies- Specializes in small (100K-2M) CRE financing that can: refinance, fund acquisition, umbrella, blanket, portfolio loans.I've done a couple searches and it looks like Wells Fargo and Capital One are the front runners.

well if you are losing sleep or have had to make a insurance claim you are likely very happy it was there, think (auto accident, GOD forbid a Homeowner claim (fire, robbery). 

I am able to set these sites up a year in advance and it's pretty much auto pilot with my calendar.  

But it's an art, just like choosing a good doctor or auto mechanic. 

If you already have deals under your belt and are actively involved in your business - then it is 100% yes.Examples when it may not be deductible:you have not yet started doing deals, just learningyou have one rental property on auto-pilot, doing nothing but collecting rent and paying mortgageyou loaned money to someone who is doing the deal, and you're not involvedThere are more examples, but even in these circumstances BP membership could still be deductible.

No problems with previous landlord.Income:  $2000/mo plus $1200 tips (he is a waiter and has been employed at the same restaurant for 3 years)Savings: $9,500Credit score: 685 all accounts current, late payments several years back on a credit card that is now paid offDebt: Credit card and auto loan payments: $255Nick and Nora - couple moving in together, both were living with relatives and have no rental history.Income: $5800/month - he is a mechanic, she is a call-center employee both have stable employment historySavings:  $150/$50Credit scores: 695/455; Betty has collections and multiple late recent paymentsDebt: Car payments and credit card debt $1600/moTom: just finished graduate school, looking to start a new life, stable housing history, looking for a full-time job in his masters discipline, working at 2 part-time white collar jobs he has held through school.Income: $3100Savings: $1200Credit score: 775, lots of debt, but pays on time. 

Consider an email only approach with an auto responder.

Justin and Aaron, I am interested in using the auto-debit so that I am always on time and I also heard that it adds credibility to me.

It must do at least;  skip trace then SMS then campaign management (auto responders, auto repeat every NN days, reminders). 

I've used lines of credit on properties, personal lines, auto loans/title loans/refinances, cash advances on cards and others to provide capital for the equity portion of a purchase (as equity/down payment).