In most construction Basically what I am asking is Does the #, size and total amount of opening space per square foot in regards to windows on houses accumulate to a pre determined number or is it based on every house specifically designed with window location and variation in mind.How do they figure out how many windows and what sizes?

It's hard to get a HML on board with issuing a pre approval if you have less than $15k in liquid assets. 

I have talked to a some banks about getting a pre approval.

Hello Everyone, I recently went through a pre-qualification process with a loan officer.

If you’re looking for where to land and buy a primary to house hack, it really depends on a few key things that are specific to you: job location, budget, family/schools if applicable, preferences as far as being walking distance to restaurants vs. at the end of a long dirt road with acreage, plains or mountains, hobbies, lifestyle, skiing/snowboarding, rivers, climbing, mountain biking, fishing, hunting, single or married, spirituality (looking at you Crestone) etc.

Should I go and get a pre-approval like I would for a Conventional loan?

We do have some bumper season guests for biking on the 72 mile bike trail, but winter is snowy and we are pretty far from skiing so we remain empty.

It's going to reset your amortization schedule and even though you may be paying lower APR, you'll be paying more interest and less principal.

We have a lease signing package, it includes a pre-move in property inspection, the lease, the brochure "protect your family from lead in the home" and a lead paint disclosure which are both required to give tenants moving into pre 1978 housing for example. 

If a local agent sees a pre-qual/POF from a local lender they are more likely to take you seriously.