Fast forward a few months and I just picked up that old book called Rich Dad Poor Dad because honestly I was just getting tired of eBay, I know I can do greater things.

@Cindy S.Check out the RICH club.  

Here are the key questions to think through before you get it going:1) what do you want to buy2) how much can we afford3) how will you pay for it 3) what are you going to do with it afterHere is how we tackled this challenge:1) Find a reputable and responsive agent to work with: we worked with @Sharon Tzib2) Get pre-qualified with a good and local lender that work with investors: we usedd Rochelle Frazeur from New American. 3) Use some good MLS criteria to set up lists with your agent3) Find out how to identify a good deal: We got our hands on some good cash flow analysis calculators (thanks to @Sharon Tzib) and we used the calculators on BP as well4) Make neighborhood visits to those areas of your interest5) Find other venues to meet up with other investors or go to workshops and meet up's: We've attended BP meet up in Houston, events with Jet Lending, meeting with Wholesalers, and we've met one-on-one with other investors6) Look for non-MLS sources to find properties for sale: wholesalers, and local listing through Rich club or word of the mouth7) Talk to the property manager if you are planning on using on.

Not bad if I do say so myself.Stats2 Foreclosures , 5 Short Sales, 1 Traditional Sale3 States (CA, SC, VA) 4 Cities (Hanford, Lemoore, Virginia Beach, Summerville)2 VA loans,  2 Owner Occupancy @ 5%, 1 Convention Rental @15% 2 Conventional Rental at 20% (Completed a Cash out Refinance in Dec  to buy #8), 1 Conventional 25%It has been an amazing ride and I cannot wait to see what the future brings us! 

Generally, purchase money mortgage loans and traditional refinancing transactions facilitated by covered entities are covered in the AML Program.

I was discouraged that traditional banks required 2 years of taxes so I obtained financing from private lenders.  

I have been passionate about the idea of real estate investing ever since I read rich dad poor dad when I was 19.

Look up RICH club, go to Meetup.com and register, Jet Lending hosts one monthly.  

I know seller financing is a bad option, but what about lease to own, or just a traditional sale if we put it on the market?

I hear I will be rich enough that I can "self insure" a lot.