If you know someone who can lend you the funds, they can act as the bank, and you repay them with interest once you execute your business plan.

Has anyone considered creating a customizable fund to scale your fix and flip and BRRR business?

Is the opportunity still there for new people?

This is the IRS "intro":https://www.irs.gov/businesses/small-businesses-self-employe...and this is their 256-page guide to train their auditors:https://www.irs.gov/pub/irs-pdf/p5712.pdfSo yes, you will come across different opinions from different tax professionals.

There are a lot of loan officers sometimes new to the business that send out what is known as a "teaser rate" More than likely you are also paying 1.50 to 1.75% points for that rate and you should "Never" pay points just use a real FDIC Bank instead of a "Lender".

I have been doing business there for many years and have a huge network, I wish you the best 

Just trying to get around like minded people with fresh ideas.

Same goes for DSCR loans - even if theyre not on your credit report, if you PG'd the loan (which is almost always the case), it will be included unless there is a justification to exclude it (such as it's been paid by your entity for at least 12 months and is included in a business cashflow analysis).If you're finding good deals and have cash for downpayments, but are hitting DTI roadblocks to acquire more properties, then DSCR loans are likely the answer.

We have a logo and a company name for all our properties, we look like a business. 

They said they are 10 days late and counting , I posted that yesterday after the close of business  , so today is day 11 .