All that being said, keep in mind that the homeless guy sleeping on the bench is "retired early" and could be very happy. 

Not a lot of people consider this stuff in early adulthood, so keep pressing to be ahead of the curve!

I'd be hard pressed to advise this person to even start residential real estate investing.

It's now one of the biggest reasons for deals to fall out.Sixth, I'm starting to see cheerleading in the real estate press, along the lines of "Here's why the bull market still has room to run!"  

You would be hard pressed to find a smaller home but of course you can change neighborhood but my guess is they prefer to rent over changing neighborhood.

REI is not a printing press, it's a salt mine; where one can learn alchemy, to mine salt and turn it into gold.

I'm telling you all from the corner of Madison and 60th where I'm sitting right now, you'd be hard pressed to convince me that anything has changed here. 

However you would be hard pressed to get it to cash flow.

You will be hard pressed to find a single investor, company, etc owning the majoring of homes across the US.

The pause button is essentially pressed, or in more technical terms (as interest was likely accruing and tax and insurance still being paid out of escrow, the quickest impact will likely a slight increase to escrow) but other than that your payment stays the same for years 7-30 and then the 6th year (when you didn’t make payments) gets added on in year 31.