I actually have a phone meeting with them tomorrow. 

The article predicts in 2025 the real estate market will become more active by lowering interest rates.

I'd enjoy meeting you.

I'm sure this question has been asked a hundred times, but I recently purchased a duplex in May with a 7.125% rate.

Also, as Jason Hartman says, inflation helps you pay off fixed rate debt as you pay it back with "worth-less"dollars over time--basically benefiting from a non-inflation adjusted, original purchase price in the distant past.To Your Success!

When looking at school ratings, I use Trulia, is #1 the best for ratings, or it's #10.

Depending on the services you are able to provide, you can justify charging a higher rate if it means more money in the homeowner's pocket!

In a few years rates will be back to normal and you can refinance to drop the rate after you purchase a few more REI's

Use of these entities in this manner allows for matching foreign tax credits, and when the money is brought back to Canada, you essentially pay income taxes at your personal rate.  

Local bank portfolio loan, 10% down, fixed interest rate for 30 years.