Hi Ciera,These are some of the reasons we offer owner financing:1) Taxes (taxes in installment sales are paid as you go not all at once).2) Higher price.3) Compete in a buyers market.

Anyone have a good reccomendation on a good granite fabricator, wholesale yard, or company in the twincities area? Any reccomendations would be helpful.

The guts were ripped out, so I found a new one and installed it.

Although you can't help installment loans (house & car) affecting your credit score, you can have a great effect on your revolving credit (credit cards/storecards) by keeping your debt-to-credit ratio at 30% or less.

@Stephen Talaber sounds like you have a volunteer to help with vine installation from @Mark Del Grosso.  

The kits are still a cheaper option than installing a new shower surround. 

I would caution a residential landlord to be very careful about allowing the installation of a grow where it could suddenly be precluded by local ordinance.  

They would love to have an installment sale and seller carry the loan.Terry Lewis

Exclusions are Acts of God, insured perils, weather days need to be assessed to the season, lag time of suppliers or materials delayed or not delivered, delays caused by inspectors or regulatory matters beyond the control of the contractor, defective materials and/or equipment installed in the project, normal amounts of waste and other matters depending on the project.About all you can hold a contractor's feet to the fire on, is failure to continue work when work can be accomplished, their mistakes that exceed some agreed cut off (you will have mistakes and waste) worker's conduct or failure to show, work not to workman like standards or torts, such as walking off the job.

I've probably installed a hundred well-respected, custom made vinyl windows so far.