I had planned to take out loans in a cashout loan but rates accelerated too fast in 2022 and I never got that chance.But now that everyone is talking rate cuts I’m kinda thinking I take the deal and hope I can refinance these 2 properties at 5% interest (or less) sometime before 2028?

Context- Where im looking properties that are good deals move fast.

I don't want to change our software for accounting / management because I have another LLC that requires quickbooks. 

There's not much at that price range that would produce cash flow or change your position much.

New York home sellers must make disclosures under updated law in shift away from 'buyer beware'For the past 22 years, Long Islanders selling their homes could avoid answering detailed questions about their property by giving a $500 credit to buyers.They no longer have that option starting Wednesday, when new changes to state law take effect.

Just apologize profusely and assure them you will never call them again, remind them they have your number should they change their mind. ;)

Also, read the fine print HELOCs terms can also be changed or terminated if the bank changes their mind.

During my most recent renewal, my carrier changed the language to "additional interest".

How I do listings changes very minimally, because I already did most of what this change will require.   

For years we used various brands - Olympic, Glidden, etc - and they are continually changing their base coats so that you can have the paint code mixture but it never mixes up consistently.