For example can I get a bank loan to buy the property with putting down 15% and then fix it up and finally refinance it?

In many jurisdictions this will be part of a searchable online database. 

Gather up your transcripts, diploma, 3 years tax returns & W-2's (if you have that many), 1 month of your pay stubs ( if it's direct deposit they still send you something) & 2 months of your bank statements and find a good lender to get you approved through FHA.

I'm nearly out of room on the 10 property limit and need to shift from traditional residential SFR bank sources.

So you won't go to the bank once a month for several thousand dollars???

In the past couple weeks I’ve spoken with over 30+ banks, not exaggerating, and I was unsuccessful in refinancing a manufactured home I bought & rehabbed a couple of months ago - asking many Nationwide Banks, Local Banks & Credit - a few will, but only if its a Primary or Vacation Home (LESSON LEARNED!!!)

Those funds can be cash from his own or a friend or partner's bank account, or they can be from a transactional funder. 

Funny thing is the bank's appraisal always came back the same exact amount as the city regardless of purchase price.

I walked out and will try at a real bank. 

Purchase price: $186,000 Cash invested: $100,000 Sale price: $515,000 This house was in BAD shape, bank owned, and no bank would loan on it because the well and septic were shot.