A bank does not offer a 30 year fixed conventional loan for a 12 unit commercial purchase.

I've been looking at some of the online lenders (Better, Figure, Rocket Mortgage, etc) and while they offer a decent product, perhaps there is a lender who is local to Indiana that would offer a HELOC with better terms? 

I'm hoping this thread can become a resource for others who will inevitably find themselves in the same situation.

With a few month's before some note's expire they send notice unto their regional lender inviting lender into a negotiation of consideration because there intentions are if a mitigated arrangement can not be meet, with market rate offerings on debt not tenable, there going to walk away and exercise strategic default. 

I was wondering if anyone would mind sharing the resources that come with it when you buy it from Bigger Pockets?

This can help allocate your resources to align with your long-term strategic plan.Better Budgeting and Management of Finances: Now that you have more cash flow upfront, your cash flow is more predictable.

For income reasons, you can qualify with a non contingent offer letter (salary position) before you start working.  

It is being offered at $47 per month by the Property Manager that we are planning to hire.

The reason I pulled back from my marketing to owners of these asset types, was when I began hearing that they were getting anywhere from 3-10 offers per week from would-be investors.. and that was in 2017.

These can at times offer lower than average 30 year fixed rates, eliminated PMI requirement, lower down payment requirements,  and closing cost credits.