Worth checking.  

Quote from @Jim Bice: Great idea, I thought about mini splits for each unit but that would be about $17-$20k and wouldn't be worth it.

It is all about adding value and improving cash-on-cash returns.It is also worth checking market trends to see the year-over-year growth rate and run a pro forma to project how much appreciation and rental income increases you might see over time.Your savings and financial discipline put you in a great spot, and I would just encourage you to explore how you can make your money work harder for you instead of locking it all into one property.

Limes arent worth anything without their marketing.  

Is it still worth a squeeze?

One simple strategy I always use is requesting video calls from my local contacts to get a real-time view of the property.

Ask your agent or broker if the insurer is on that list, or view that list at the internet website of the California Department of Insurance: www.insurance.ca.gov/01-consumers/120-company/07-lasli/lasli.cfm.8. ....=================================== Hey Xian!

This one I might take from the deposit, depends on how much if it is really worth it.

Figure out a question set that helps dive into their expertise as investor-friendly agents, ask about their experience in the investment real estate space, and have them send you a few properties that could meet your goals to show that they can provide quality properties for your to analyze (hint: this is also good to see if they overpromised on their market [ex - Raleigh for cash flow]).Also with the new lawsuit, any agent that knows what they're doing will require you to sign an agency agreement prior to viewing a home.

You will typically need be at $500k+ purchase points but its usually worth it vs buying lower class areas or single families.