Our rental is paid for and has rental income of $2200 month and our primary has a mortgage of $1800 so we are currently living for free basically.we have a credit line on our rental for $275k and recently got a letter from our mortgage company offering a cash out refi on our primary of approx $300k and still be able to keep our current interest rate on the remaining balance of the mortgage which is mid 3 %.We are trying to grow our rentals and struggling to figure out the best way to do that.

We are SO NEW and still learning so much, but we’re struggling on deciding WHERE to begin.

Hey Prashanth I'm sorry about the struggles with this one.

As I'm struggling to clean up and renovate hers, the guy in the apartment next door tells me he's moving to 'a better neighborhood' because someone broke into his car out front.

Let's not go into how gross the hot tub was for just a few days (but we all know that's par for the course with a large group of adults & kids) and yes, I factor the extra for drain & fill although in this case, it needed even more cleaning.What I'm struggling with is what is the most professional way to reach out to the guest and to write my review? 

We were net positive all but one month thankfully throughout the harshest months of 2020.We acquired one other property in Nashville in May 2020, which has done 'OKAY' - struggled with lack of travel through 2020, but we are seeing things pick up drastically in 2021. 

There are opportunities for fixer-uppers and BRRR strategies due to abundant distressed properties.Cons: Some areas may still struggle with high crime rates and vacant properties.

I’m struggling to figure if its even possible for us to take over their USDA loan?  

I've also noticed West Ashley / Johns Island struggles to reach the 1% rule.Are others seeing this as well or should I find an agent who is in the loop w/ off-market opportunities?

However, with my 1 short term rental I am struggling to remain confident that this is the right strategy as when something does happen it seems I lose at least a couple days with them dispatching and then following up.