Our reason behind wanting to scale is to acquire more hold properties in a shorter time In the high growth/appreciation area we're investing in.

This is because the rates would be lower and HELOC is generally used for shorter, immediate use of cash.Is there a particular reason you are looking for a HELOC?

Generally speaking, MTR/STR guests make less damage/wear on the property due to the shorter length of stays.

If it’s in your own backyard, then community banks and credit unions are a great place to start.lots of them love to lend on commercial real estate because they are shorter term and backed by a hard asset.

Since April of last year, you need to wait a full 12 months of "seasoning" to use this value in the LTV qualification - DSCR Lenders generally have a much shorter period to wait until you can use this market value vs. your cost basisIf we're able to close/rehab/rent in a period of 2 months, Is there a minimum seasoning period before we can Cash Out using a DSCR?

You might look at a furnished mid term rental (long term rental shorter stay, like 3 months).

If you want to do more of a shorter stay to enjoy more revenue, I'd suggest MTR through insurance agencies looking to place people temporarily while their damaged home is being fixed.

Can refinance an existing mortgage on investment property to a shorter term “Mini Mortgage.”Navy Federal 80% LTV Norway Savings Bank, MainePenFed - max 3 other properties, including primary. 80% LTV, prime + 1%, <4 propertiesQuorum Federal Credit Union 80% LTV, owned by LLC is OK.

DSCR loans - there are DSCR loans that have much shorter seasoning period like 3 months and 6 months, and these financing doesn't require tax returns or W-2

Another option if you don't plan to keep the house long is to look at a shorter term like 5 years to drop your interest rate.