**Conventional Loan:**- Conventional loans might have better interest rates but often require higher credit scores and more personal income verification.- They might not be as flexible as DSCR loans for investment properties.

My credit score is 765 and I have the best credit history never missing a payment which will help me and my investments.Where can I find an investor to give me $50,000 to show the lender I have income and a down payment?

The 2012 version, which is what my city is on, is 904 pages

Hi @Joseph BaenaHere is a tip for you as you get into RE investingThis website is a great reference point for figuring out what each area is like. https://www.areavibes.com/It gives you a total LIVABILITY score for each street and zip code.

Hi, I have an applicant who is 20 years old with a low credit score.

Huntsville, Alabama Huntsville’s score: 83.30/100Huntsville is the most populous city in Alabama, but its population is still under 225,000.

Over the past few years, my wife and I have worked hard to improve our financial health—we’ve raised our credit scores above 800, paid off all debt except for our mortgage and student loans, and saved a fair amount.

They do not however have the knowledge, credit score, or physical ability anymore to fix or get into real estate.

This is the real estate version of “dollar cost averaging.”So even though home prices do go up and down, they tend to go up overall.If you get in the market you are getting a piece of the pie, versus waiting and missing out.For example, you might end up selling when prices are lower, but then you are buying a new place when prices are lower too.

Hi @Brandon HansenHere is a simple tip for youThis website is a great reference point for figuring out what each area is like. https://www.areavibes.com/It gives you a total LIVABILITY score for each street and zip code.