The term does not include --(A) any officer or employee of a creditor while, in the name of the creditor, collecting debts for such creditor;(B) any person while acting as a debt collector for another person, both of whom are related by common ownership or affiliated by corporate control, if the person acting as a debt collector does so only for persons to whom it is so related or affiliated and if the principal business of such person is not the collection of debts;(C) any officer or employee of the United States or any State to the extent that collecting or attempting to collect any debt is in the performance of his official duties;(D) any person while serving or attempting to serve legal process on any other person in connection with the judicial enforcement of any debt;(E) any nonprofit organization which, at the request of consumers, performs bona fide consumer credit counseling and assists consumers in the liquidation of their debts by receiving payments from such consumers and distributing such amounts to creditors; and(F) any person collecting or attempting to collect any debt owed or due or asserted to be owed or due another to the extent such activity (i) is incidental to a bona fide fiduciary obligation or a bona fide escrow arrangement; (ii) concerns a debt which was originated by such person; (iii) concerns a debt which was not in default at the time it was obtained by such person; or (iv) concerns a debt obtained by such person as a secured party in a commercial credit transaction involving the creditor.(7) The term "location information" means a consumer's place of abode and his telephone number at such place, or his place of employment.(8) The term "State" means any State, territory, or possession of the United States, the District of Columbia, the Commonwealth of Puerto Rico, or any political subdivision of any of the foregoing.15 USC 1692b

So far I have all of my loans as 'commercial' of some sort, as I own everything in LLCs WITH persona gaurantees, or SDIRA with non-course loans.

 OK so I seen a home that I'm interested in getting a contract on- right, Is there a script somewhere that can help me or give me an outline of what to say when I give this person a call,  and remember this person does not have this house listed for sale? 

That conversation didn't get me any free mail, but it did turn into a relationship that still "pays me" today.I went to a BP meetup, met Jerry in person, as well as @John Chapman, @Greg B.,  and probably a few others.  

Hey @Andrea Mas,It may be helpful to know the seller's exact reasoning for demanding this.  

It's actually kind of hard to tell standing there in person as well, should have brought a pair of binocularswith me..Thanks!

One must question the ability to trust this person as a partner.She has violated the terms of her lease. 

@Reno Law Here you go: https://angeloakms.com/investor-cash-flow-program/At some point though common sense needs to come into play and an understanding of why 99.9% of the lenders out there would not give this person a loan.

Can you elaborate as to why you would appoint an out of state person as your CEO?

Hire a good Team Leader and manage them (one person) as opposed to building your own team, starting from scratch and Managing many people.