Should I do these 100-200k deals and just start now or should I save up more money and wait and try to make bigger multifamily deals in these bigger markets later on?

There was no mention or remorse for past declarations, which were pretty set in stone per the loan offer and his communication.

You mentioned the UB neighborhoods.

I’m in home remodeling sales and work about 20-25 hours per week and off weekends, so I have a ton of time on my hand waiting around for appointments. 

You will hear about west side vs east side, while what is told is true, what is not mentioned is lower class areas are block by block. 

We've had tenants complain once or twice that something is not done fast enough but if it's not an urgent need, we just tell them to wait (Ex - an outlet not working). 

Account Closed and like I mentioned earlier, we found out about their shenanigans very quickly, so only a handful of people contacted them, and we immediately removed them from our referral list.

Everything paid starting from November 1st is deductible.Now, to the controversy that I mentioned, and ONLY if you really want to go down this rabbit hole.

Assuming the ARV you mentioned is accurate, at 75% LTV you'd be able to pull enough equity to cover your existing payoff, refi costs and walk away with a good chunk of cash in your pocket.

And as mentioned above, if the lender you are speaking with doesn't know what that is...then you need to go to a different lender.