Unfortunately it puts real Service Animals used legitimately under scrutiny as well.

Your self-employment activity must be legitimate, however.

A "legitimate" GC will always pull permits, be fully licensed and insured.

They had legitimate concerns with the roof and water heater. 

“Nothing down” is a possible and legitimate way of structuring a real estate transaction, IF, there’s full disclosure to all parties involved and structure of the transaction is not merely a way to try to work around the problem of mortgage fraud.  

You may not be able to pull out your money on the refinance, but it will enable you to learn the skills needed to do a BRRRR with hard money later on in your career.

I can't even fathom going into a legitimate lender and asking them to refinance a property I purchased from a CC.

Instead, they typically employ a sales comparison approach to determine the property's worth, using the income to calculate the DSCR, which usually needs to exceed 1.0 for most lenders.Assuming you have a solid track record with the property and there's enough equity in the deal, leveraging the After Repair Value (ARV) on a sales comparison evaluation could enable you to refinance into a bridge loan until the necessary work is completed.Maybe a mortgage broker specializing in traditional loans could offer insights into construction-to-permanent loans

I wouldn't let them strong arm me if they don't have legitimate complaints. 

It was slightly flawed maybe as the whole site was live chat enabled with live members vs just having a simple live chat room link.