And I would like to stretch it out longer to improve cash flow.

So as the new build went on, we focused on improvements to our first home and got it ready for tenants.

These rates can get very high, but access to more lending unsecured if needed. 

Furthermore, it aligns with the growing trend of home improvements that enhance daily living while maximizing investment returns.

This would buy time to improve cash flow or explore better refinancing options.Ask Your Lender: Would they consider lowering the rate temporarily or extending the loan period while you stabilize cash flow?

In order to have checkbook control, the IRA account will need to be at a trust company that will allow the IRA to invest in an LLC (where you will be the manager and your IRA will be member - an as manager you will have checkbook access to the LLC bank account).

This approach allows you to have a legal presence in the country, which is often necessary for investing there if you don’t live in Spain.Having a virtual office in Spain through your LLC could help you access local tax benefits and deductions, such as expenses for mortgage interest, repairs, and insurance, which non-residents typically cannot claim.It’s worth consulting with a tax or legal advisor familiar with both the US and Spanish systems to ensure compliance and take full advantage of this option.

I would have thought as a mod, you'd have access to that information. ?

Utility improvements.

This tenant was billed accordingly.My rentals have Sherwin Williams SuperPaint in Accessible Beige / satin for the walls.