Only having 20% equity in a property leaves your excess cash where you want in and not tied up in that particular asset. 

All three houses cashflow and she is not interested in selling at all as this is her retirement plan and main source of income, however due to excess cc debt, a high DTI, low credit score and lack of financing options, she is extremely cash poor. she is at the point where she could and I think should declare bankruptcy on those cc's, and move the houses out of her name. in order to get financing, all houses need to be in LLCs, which they aren't.in order to kill a couple birds with one stone, my mind goes straight to 1.

Supreme Court unanimously held that a county's retention of the excess value of a home in a tax sale violated the Takings Clause of the Fifth Amendment.

HML is one that holds themselves out as a lender IE advertises has a website in states that its required is state licensed and NMLS registered does not matter the source of their funds its about how the business is set up and marketed.A private money lender is simply that a private person that is NOT in the business of making loans they are simply using their IRA or some excess cash to loan to those they usually personally know or meet at RIA events.

As a first time landlord, I’m looking for some friendly advice to help get this apartment cleaned up and safe, without infringing on his privacy in excess.

Excess business losses are capped for single individuals at $250,000 and for married individuals at $500,000, with any surplus being suspended and carried forward.

So are they needed, yes - are they typically excessive - yes I believe so.

I sold my Denton County properties as the costs (primarily property taxes) were getting excessive. 

A lot of our residential clients who move to Milwaukee from other states cite concerns about excessive summer heat, wildfire smoke or lack of fresh water for their reason to move to Milwaukee and these concerns seem to grow every year.

.🛑 Unrealistic ROIBeware of deals promising excessively high returns without proper collateral or penalties.