One quote has the items listed, shows the price of each item as $0 and then has a final total. 

I feel I'm finally ready to spearhead my own project.

All in all, like i said, out of the bulk of the deals that come accross your desk, you'll probably like a small percentage, and will further shorten the list as you finalize which deal it'll be.

But I always leave the final decision to them so I'm not liable for their decisions. 

Once the work is complete, inspections from the DOB and DOT will finalize the process.

If you did a full repipe and gutted the entire property then I assume (in all that means) that there were permits pulled and this should have been caught when the inspector did their rough in walk through or atleast the final occupancy inspection. 

One final question about your strategy and I appreciate all of your information, why use a wrap mortgage?

During period of low interest every post on BP was about cash flow - now that cash flow upon acquisition is dead the only option is equity which is also reeling because price appreciation is finally back to realitypersonally I buy for growth because I buy to hold for 10-20 years or longer.

Better to look at data.

Hopefully, based on actual field measurements, past project data, and estimating software, your contractor can develop a detailed estimate that lays out the cost of labor and all materials for each phase of the project.