@Michael Doub it sounds like you made the right decision and you made an important distinction between being an investor and being a humanitarian. 

We live in Cleveland which is a city of very distinct neighborhoods.

Make sure you understand the distinction and the LTV requirements.For any type of mortgage or HELOC, your credit, income, and debt-to-income ratio will be primary factors in determining whether you qualify for the financing.It is not that difficult to build up a decent credit score.

. , 311 F.3d 226 (3d Cir. 2002) (“Where the presence of large quantities of asbestos in the air of a building is such as to make the structure uninhabitable and unusable, there has been a distinct loss to its owner.”); Gregory Packaging, Inc. v.

2 flavors of the FHA 203k: Standard and LimitedBoth allow you to include rehab costs into your loan but have very different guidelines/rules. 

Note that being a co-signer and being a co-borrower are sometimes considered two separate things to a lender/underwriter, and you should make sure that distinction from them is clear.

It is a more advanced strategy, but one that can be very powerful.Self-directed IRA plans come in a few flavors.  

Typically there is a distinction between vacant property than a tenant occupied property as far as insurance goes...the vacant property premium is higher although, if you are doing a turn-over, that shouldn't prorate out to much over the course of a couple weeks or however long you are vacant.

Hello All! Glad to be a part of this forum. I am starting out in real estate investing, and I have a question about something I read in a book.

I am trying to decide whether I need a real estate broker or agent.

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@Quinton Huntley Real estate investing comes in many different flavors.