Most lenders sell their loans out.Nobody wants a loan where the asset is underwater every month.The real question is, why is a property worth over $1M only producing $4,000/mo.You should consider raising rents as this seems significantly below market.

The more you pay down the more you own the asset like buying stock in a company, BUT your property COULD go down in value!

You’ve got a sizable asset with stable tenants, but the monthly overhead is making it feel heavier than it should.

He has tons of videos on each country and the viability of the asset for people buying internationally.

I understand the seller wants to move froward, but if they are not willing to give you information on the asset that you're purchasing, that is certainly not a good sign. 

Whatever you buy you likely won’t keep it down the line as you better define your investment strategy, so my advice is to pick an asset that’s going to teach you the most in the quickest amount of time.

Quote from @Justin Jefferson: Hi my goal is to also create ownership and build my assets for the future.

At the same time I have my current home as an asset to rent out if my HOA permits it.

My first question is why did a cash flowing asset lose it's cash flow?

Cashflow deals are limited to the C location 1-4 unit asset class.