I'm looking at the proper treatment of the de minimis safe harbor election 1.263(a)-(f), specifically paragraph 6 which details the anti-abuse rule.

Plus, they have more of an "ownership" mentality and do not abuse your property. 

Some tenants in multi-family units would just deny they caused it and point fingers at other tenants.

Prosper's explanation was that many providers deny claims for the particular items/incidents they call out.

($5,000 coverage is way more than my deposit would be) Or, will they be impossible to work with and try to deny any claims?

Can the combination of rent and appreciation qualify it as being held for investment purposes or will IRS say I was not trying to rent it and deny 1031?

As @Michael Baum said, 10 is a lot of denying requests as far as Airbnb is concerned. 

First week of July i get an email, stating Denver denied my license.

. - Multiple unrelated fund mangers with deep experience (so one can't get hit by a bus)- Lends at conservative LTVs, stage-gates release of funds based on project milestones.- All loans are in first position, with senior rights.- Lends only to experienced borrowers- Has good liquidity - 1 year lockup or lessThe problem is that no fund meets all of these criteria.

You can't go back and deny someone for acting within their rights.