Isn't that some form of Consumer Fraud?

Regulation Z does not apply to most commercial loans, and you do not have the same consumer protections as you would from a residential loan.

This negative position can consume years of cash flow to recover.

The agreement should last 4-5 days.If I don't like that home, and I think I want to engage a buyer agent for more in depth services over a longer period of time, then I will entertain other buyer representation agreements, but I will not agree to over 2%, which is the maximum recommended by the Consumer Federation of America.To be fair, if my needs required my buyer agent to show me 30+ homes, or preview them since I am out of town, or something else that took an extraordinary amount of the agent's time, I would consider more than 2%.

Additionally different builders negotiate differently with consumers verses agents.

If they opt for more reasonable temperatures around 70 they will pay less.

Consumer protection does not include non owner occupied property.

I totally understand it’s cheaper to list it yourself, but if you have a full time job already, this can be very time and energy consuming.

I have opted to do an open house and I am already getting more interest since I have started replying with that option.

However, this approach may require a compelling story or project to attract contributions.Some people opt for personal loans to cover the down payment, though this can come with high interest rates.Lastly, some private lenders may base your loan amount on the property's as-is value rather than the purchase price.